Our Credit Union Difference - Jeanne D’Arc Credit Union (2024)

We provide our members with many ways to get personalized financial guidance:

• Free Financial Wellness Counseling: We partnered with GreenPath Financial Wellness to offer confidential one-on-one counseling sessions to discuss your situation and set goals. Call 1-877-337-3399 to get started.
• Credit Report Review: Our experts can help you understand your credit report and provide tips on improving your score.
• Housing and Mortgage Coaching: Whether you’re buying your first home or refinancing, GreenPath can guide you through informed decision-making.
• Student Loan Counseling: We’ll explain repayment options and help you find the best strategy for your budget.

While not everyone is eligible to join every credit union, there’s likely one you can join. Credit unions have membership requirements, often based on factors like:

• Location: Where you live or work
• Employer: Your company or industry
• Organization: Membership in a specific group (like teachers, alumni, veterans)
• Family: Being related to an existing member

Visit our membership eligibility page to see if you qualify to join our credit union.

We sure do! At Jeanne D’Arc, we offer robust online and mobile banking services. This lets you conveniently:

• Check balances
• Transfer funds
• Pay bills
• Deposit checks remotely
• Find ATMs
• And more!

While both credit unions and banks offer financial services, there are key differences:

• Ownership: Banks are for-profit and owned by shareholders. Credit unions are not-for-profit cooperatives owned by their members.
• Focus: Banks prioritize maximizing profits, while credit unions focus on serving their members’ financial needs. This often leads to lower fees, better rates, and more personalized service at credit unions.

We strongly believe in the power of “Small Acts That Give Back.” This program lets us make a difference in unique and unexpected ways. Here are some examples:

• Heating Bill Campaign: We understand rising costs are a burden. Our heating bill campaign helps members by paying a portion of their winter heating expenses.
• Hometown Heroes: We recognize individuals who go above and beyond for their community, awarding them $1,000 each to support their causes.
• Surprise Acts of Kindness: We’ve covered lunch tabs at local restaurants, provided grocery gift cards, and offered treats and thank-yous to essential workers.

Our “Small Acts” program demonstrates our commitment to being a true community partner, spreading joy and support in meaningful ways.